When it comes to concrete work—whether it's a new driveway, patio, foundation, or sidewalk—quality and reliability matter. Hillsboro homeowners and business owners alike want to ensure that the contractors they hire are not only skilled but also legitimate. One of the most important questions you can ask before hiring any contractor is: Are they licensed and insured? In Hillsboro, as in most parts of Oregon, the answer should always be yes—but it's worth knowing what that means and why it matters.

In this article, we'll break down what licensing and insurance mean for concrete services in Hillsboro, why you should care, and how to verify a company's credentials before signing any contracts.

Why Licensing Matters for Concrete Services

A contractor's license is more than just a piece of paper. It represents that the business or individual has met state-mandated requirements for training, knowledge, and safety. In Oregon, all concrete contractors are required to be licensed with the Oregon Construction Contractors Board (CCB).

Here's why that license is important for you as a customer:

  • Proof of Qualification: Licensed contractors have passed exams and met education or experience requirements to demonstrate competence in the field.

  • Legal Compliance: It is illegal to perform most types of construction work in Oregon, including concrete services, without a valid license.

  • Consumer Protection: Licensed contractors are accountable to the CCB, which means you can file a complaint if the job is not completed as agreed.

Hiring an unlicensed contractor may save a few dollars up front, but it opens the door to poor workmanship, unsafe practices, and limited legal recourse.

Understanding Insurance for Concrete Contractors

Equally important as licensing is insurance. Legitimate concrete services in Hillsboro carry two key types of insurance:

  1. General Liability Insurance: This covers any damage to your property caused by the contractor or their crew during the job. For example, if they accidentally damage a utility line or part of your landscaping, this insurance helps cover the cost of repairs.

  2. Workers' Compensation Insurance: This protects you from liability if a worker is injured on your property. Without it, you could potentially be held responsible for medical bills or lost wages.

A trustworthy contractor will have no problem showing proof of insurance before starting the job. It's not just about professionalism—it's about protecting you and your home.

Do All Concrete Services in Hillsboro Have to Be Licensed and Insured?

Yes, according to Oregon state law, any business that performs construction services for compensation must be licensed with the CCB. This includes everything from small residential repairs to large commercial concrete pours. Insurance is also required as part of the licensing process.

Unfortunately, not every company plays by the rules. Some contractors operate without proper licensing or insurance, offering lower prices to attract clients. While it may be tempting to cut costs, hiring an unlicensed or uninsured contractor puts you at serious risk.

How to Verify Licensing and Insurance

If you're planning to hire a concrete service in Hillsboro, here's how you can protect yourself:

  1. Ask for the Contractor's CCB Number: Any legitimate contractor will provide this freely. It should also be visible on their website, vehicles, and promotional materials.

  2. Check the License Online: Visit the Oregon CCB website and enter the contractor's license number to verify their status, history, and any complaints filed.

  3. Request Proof of Insurance: Ask to see a certificate of insurance that shows current general liability and workers' compensation coverage.

  4. Review Contracts Carefully: A reliable contractor will provide a written estimate and formal contract that outlines the scope of work, timeline, and payment terms. Avoid vague agreements or cash-only deals.

Benefits of Hiring a Licensed and Insured Concrete Service

Choosing a licensed and insured contractor comes with clear advantages:

  • Peace of Mind: You can rest easy knowing your project is being handled by a professional who meets state requirements.

  • Higher Standards: Licensed contractors are more likely to follow local building codes and industry best practices.

  • Accountability: If something goes wrong, you have the backing of the state licensing board to help mediate disputes.

  • Financial Protection: Insurance protects you from unexpected property damage or personal liability.

Common Concrete Projects Requiring a Licensed Pro

In Hillsboro, licensed and insured concrete services are typically hired for projects like:

  • Driveways and walkways

  • Patios and outdoor living spaces

  • Foundations and footings

  • Concrete repair or resurfacing

  • Retaining walls

  • Stamped and decorative concrete

Even if a project seems small, it's wise to work with a contractor who checks all the boxes when it comes to credentials.

What If a Contractor Isn't Licensed or Insured?

If you discover that a contractor offering services in Hillsboro isn't licensed or insured, it's best to walk away. Working with such a contractor might violate local codes or lead to financial loss if the job goes wrong. You may also find it difficult to resell your home if improper or undocumented work was done.

Report unlicensed activity to the Oregon CCB to help protect others in your community.

Final Thoughts

So, are concrete services in Hillsboro licensed and insured? The reputable ones are—and you should make it a top priority when choosing who to hire. Whether you're installing a new driveway, repairing a foundation, or pouring a patio, partnering with a licensed and insured contractor gives you peace of mind and long-term protection.

By taking a few extra steps to verify credentials, you're not only protecting your investment—you're also ensuring that the finished project is safe, durable, and up to standard. In the end, professionalism always pays off.